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Critical illness insurance for the most devastating illnesses.
Cover some of the costs of unexpected health issues with critical illness insurance.
Have your employees consider critical illness insurance.
Your employees may not know about critical illness insurance and how it can help them. People don’t often expect to suffer from a critical illness. By offering this coverage to your employees, you can educate them on how beneficial this coverage can be.
Health insurance is often not enough.
Many people believe that health insurance will be enough to protect them, even in the event of a significant illness. High deductible health plans, cost-sharing, out-of-network providers, and plan limitations can all contribute to out-of-pocket costs.
There are additional expenses associated with critical illnesses.
Someone who is facing a critical illness is likely missing income while in treatment. However, there are still groceries to buy, rent and mortgages to pay, and child care expenses to fund. Many policies may offer benefits in the form of cash to be used in any way the policyholder sees fit.
Do you need critical illness insurance?
If you have a family history of illness such as heart disease or cancer and if you don’t have financial stability, you might want to consider this coverage.
What can a critical illness plan cover?
The specifics will vary from policy to policy, but typically heart attacks, strokes, certain cancers, and major organ failure may be included.
Educate employees on what constitutes a critical illness.
What may seem like a critical illness to someone may not be considered one under the rules of the policy, and the definition can vary from one insurance company to the next. Typically, illnesses such as heart attack, stroke, cancer, organ transplant, coronary bypass, and renal failure would be included.
Want to find out more about offering critical illness insurance to your workforce? Contact us to get started.
Critical Illness Insurance Quote Request
Let’s Get Started
- STEP 1 — Fill out the form.
- STEP 2 — Review your options with us.
- STEP 3 — Get the coverage you need.
Don’t like forms? Contact us at 415-946-7777 or email us.
