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Health savings accounts help your employees now and in the future.
Provide your employees immediate and long-term benefits with a health savings account.
A unique way to help employees pay for medical expenses.
A health savings account, or HSA, is an employee-owned savings account where money can be set aside pre-tax to pay for qualified out-of-pocket medical expenses like deductibles, copays, and coinsurance.
Setting up a health savings account (HSA) plan is easy.
Employers who wish to offer HSAs must have a Section 125 (cafeteria) plan in place, and employees must be enrolled in a high deductible health plan (HDHP) to contribute.
Employees can save for their future.
Amounts held in an HSA earn interest tax-free and may be invested. When an employee leaves their job, they can take the account with them, including employer-funded contributions.
Is a HSA better than a FSA?
Health savings accounts allow employees to roll funds into the next year, unlike flexible spending accounts where that money does not carry over.
Employers also benefit from health savings accounts.
The required HDHP carries a lower premium, and because contributions are made pre-tax, employers save on payroll taxes as well.
We can help you determine if offering a health savings account (HSA) will benefit your business or organization. Contact us to learn more.
Health Savings Account Quote Request
Let’s Get Started
- STEP 1 — Fill out the form.
- STEP 2 — Review your options with us.
- STEP 3 — Get the coverage you need.
Don’t like forms? Contact us at 415-946-7777 or email us.
